Terms of Service

1. Acceptance of Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User", "you", or "your") and Edge Care Guide ("Edge Care Guide", "we", "us", or "our"). These Terms govern your access to and use of edgecareguide.com, including all content, resources, checklists, and inquiry routing services available thereon.

2. Educational Nature of Services & Medical Disclaimer

EDGE CARE GUIDE IS NOT A MEDICAL PROVIDER, INSURANCE UNDERWRITER, OR GOVERNMENT AGENCY.

All information published on this Site, including checklists, question templates, diabetes lifestyle guides, and Medicare summaries, is presented solely for general educational and organizational purposes.

• No Medical Advice: Nothing contained on the Site is intended as clinical diagnosis, medical treatment, prescription guidance, or personalized health advice. Always consult your physician or qualified healthcare provider regarding medical conditions.
• Medical Emergencies: If you believe you are experiencing a medical emergency, immediately call 911 or proceed to the nearest emergency medical facility.
• No Insurance Guarantee: Edge Care Guide does not guarantee eligibility, benefits approval, plan cost savings, or coverage enrollment in any specific Medicare plan or policy.

3. Independent Status & Non-Government Affiliation

Edge Care Guide is an independent private informational website. We are not affiliated with, endorsed by, or operated by Medicare, Medicare.gov, the Centers for Medicare & Medicaid Services (CMS), the U.S. Department of Health and Human Services (HHS), or any other federal or state agency.

4. User Inquiries & Referral to Licensed Partners

When you submit an inquiry through our Site requesting Medicare guidance or plan-specific assistance:

1. You authorize Edge Care Guide to match your request with appropriately licensed insurance agents, brokers, or carrier partners participating in our Marketing & Carrier Network.
2. Referral services are provided free of charge to consumers. There is no requirement or obligation to purchase any insurance product or policy.
3. Specific plan availability, copayments, and benefits vary significantly by geographic area, ZIP code, county, and underwriting guidelines. Official enrollment must be conducted directly with a licensed professional.

5. Permitted Use & Intellectual Property

The content, layout, design, graphics, custom SVG icons, brand marks, and software code on this Site are the property of Edge Care Guide and are protected by United States and international copyright, trademark, and unfair competition laws. You are granted a limited, revocable, non-exclusive license to view and print materials for personal, non-commercial use only.

6. Prohibited Activities

You agree that you will NOT:

• Submit fraudulent, inaccurate, or deceptive information through inquiry forms.
• Input third-party personal details without that person's express lawful authority.
• Use automated scripts, web spiders, or scrapers to extract content or contact forms.
• Attempt to interfere with Site functionality, server integrity, or security protocols.

7. Limitation of Liability & Disclaimers of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SITE AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. EDGE CARE GUIDE DISCLAIMS ALL WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

IN NO EVENT SHALL EDGE CARE GUIDE, ITS DIRECTORS, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR ACCESS TO OR INABILITY TO ACCESS THIS SITE.

8. Dispute Resolution & Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States without regard to conflict of law principles. Any dispute arising out of or relating to these Terms or the Site shall be resolved through binding confidential individual arbitration, waiving any right to participate in class-action proceedings.

9. Contact Us

For inquiries regarding these Terms of Service, please contact: